Phone +234.811-111-1296 or visit www.charlesandgoldconsulting.com

Empower yourself to expand your role and opportunities. Achieve real and quantifiable returns by building a high level of interpersonal, planning and problem solving skills.

AGRICULTURAL RISK ANALYSIS AND CONTROL

Duration: 4 Days

Lagos Venue

106 Apapa Road beside
Zenith Bank Lagos.

Fee: N75, 000. VAT Incl.

4 - 5 participants: 5% discount
More than 6 ppl: 10% discount

Class Session

9:00am – 4:00pm daily.
(In plant training available upon request)
WEEKDAY CLASSES Nov Mon 21 – Fri 25


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Programme Overview:

Agric loans are specialized loans with peculiar characteristics. The Banking sector is currently plagued with increasing Non Performing Loans (NPLs) racing to billions, stemming from inadequate understanding of inherent risk in agricultural lending. Agricultural lending is a specialized lending that requires understanding of the production life cycle and their interrelationship. Financial institutions are becoming worried that these loans can lead to further loss in not only future earning but also erosion of shareholder's funds.

Course Outline

Module 1: Understanding risk

  • Definition of risk.
  • Sources of risk.
  • Module 2: Plan, monitor and control risk

  • Features and types of risks as it affect agricultural production.
  • Plan risk responses approaches (Formal and Informal mechanism).
  • Risk management tools and strategies (e.g. Diversification, Hedging in future and options, Insurance and mutual funds).
  • Loan disbursement mechanism and management.
  • Module 3: Roles and responsibility of account, loan and agric officers:

  • Measurement (Daily, weekly and monthly) of key farm metrics.
  • Evaluation of performance against plan (P against P model).
  • Identifying risk events, triggers, risk owners.
  • Monitoring vrs Controlling Concept.
  • Module 4: Policy formulation, implementation and challenges

  • Agricultural policies.
  • Failures to mitigate inherent risks.
  • The potential role of Government.
  • Lessons learnt (case studies).

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